The Pancake Breakfast is set for Sunday, February 12, 8 am - Noon, at the Stoddard Elementary School.   

Adults                 $5.50 
Senior Citizens    $5.00
Children              $3.00

 Homemade buttermilk pancakes, scrambled eggs, sausage links, applesauce, orange juice, coffee, and milk. Proceeds support the Stoddard Roar.

Congratulations!

The Stoddard Lioness judged the Christmas outdoor light displays within the village of Stoddard.  Congratulations to the following winners.

 First Place ($40):
 Larry Herlitzke


  Honorable Mention ($10):
  Jim and Janet Itnyre
 Larry and Darlene Denstad
 Robert and Kathyrn Wurtzel

 Gene and Sandy Wellman

 Rita Hesse
 Gary Brosinski


Ice Fishing Tournament 
3rd Annual Stoddard Bay
Jigg’n Jamboree

Saturday, January 28
10 a.m. – 2 p.m.

Bring the entire family to this fun winter event!  Sign-up will be held at the Stoddard boat landing.  Come early to reserve a spot, however fish must be weighed alive.  Food and drink will be available for purchase.  A warming tent will also be at the boat landing for your comfort.

$5 per person entry fee
Categories for kids and adults are separate

Cash Prizes - 1st, 2nd, and 3rd in each category

 Categories include:

Bluegill - length and weight 
Crappie - length and weight
Perch - length and weight
Northern - length and weight
 

Various door prizes will be given away – need not be present to win!

Questions?  Contact Dave Michniak at 608-457-2509.  Sponsored by Badger State Sportsmen Club, the Village of Stoddard, and ACE of La Crosse


Stoddard Bergen Fire Department

Public Protection Classification (PPC) Change 

Recently the Village of Stoddard and Stoddard/Bergen Fire Department received results from the Insurance Services Office (ISO) indicating the community’s fire suppression delivery system is vastly improved.  The improvement, reflected by a rating schedule or classification number for the Fire Department, has been lowered from a Class 7 to a Class 4.  This ISO rating can play a big part in setting commercial, contents, homeowner, crop and rental insurance rates.   Why is this important!   

The ISO (http://www.iso.com/) is a private agency supported by the insurance industry and other members for the purpose of establishing Public Protection Classifications, which are one of many elements used to develop fire insurance rates for individual properties.  The ISO maintains a schedule that reflects the major elements of a municipality’s fire department and fire suppression system, which includes the water supply.  The schedule involves 10 classifications from 1 (the best) to 10 (the least protected).   The rating is primarily used to determine a basis for commercial fire insurance premiums but, some companies also use the rating to create differentials in residential premiums.  Every 10 to 15 years communities are rated.  Anytime a community can prove to ISO they can improve their grade, ISO will come out and re-rate the community.   This has been a goal of the Village and the Fire Department for several years, to improve the overall water supply and its distribution and make significant improvements in the equipment used by the fire department to suppress fires with the available water supply. 

Property owners and residents of this community have been and will continue to pay for improvements to the water supply and the fire department through tax dollars.  Hopefully most if not all residents can reap some reward from that investment through insurance savings as a result of the classification change for our community.   To take advantage of any dollar savings you should check with your present home or business insurance company and make them aware of the rating change for the Stoddard/Bergen Fire Department.  Some companies use their own rating criteria to establish premium charges and do not recognize ISO’s system.  In this case we urge people to shop around to find subscribing insurers (those companies who use ISO) and compare rates.   Everyone should be aware that insurance rates have increased across the board due to the vast amount of property loss from hurricanes and other disasters in the United States.  We hope any insurance cost increases are cancelled out by the savings gained.   A detailed table comparing residential insurance costs versus ISO ratings is available on the Roar website http://www.mwt.net/~stod and click on “news.”

For rural property owners, the rating or classification change will not impact those who reside or own property beyond 2000 feet of the last hydrant from the Village of Stoddard.  Properties within this zone (less than 2000 feet) do qualify.  Rural property owners within 5 miles of the fire department have an insurance rating (PPC) of 7.  Those owners 5 miles and greater in distance from the fire department will automatically be given an insurance rating (PPC) of 10.  

This accomplishment is the result of a significant investment by taxpayers, local government leaders and the fire department.  Special thanks to Assistant Chief Joe Pfaff for spearheading this activity along with the rest of the members of the Stoddard/Bergen Fire Department who played a significant role in meeting this objective.  

Respectfully,  Daryl D. Steinke – Chief
Stoddard/Bergen Fire Department

  ISO Rating vs. Cost Table

The table below illustrates the savings in home owner's insurance premiums when your home is covered by a fire department with a better rating.  A 10 rating means essentially no fire coverage and a 9 indicates minimal fire coverage.  The lower the number the lower the cost of insurance.

Business owners should see significant benefits from lowered ratings.  Their savings continue all the way to a class 1 rating.

If you own a $100,000 house, you would save $376 per year if your department improved from a 9 to a 7!

 Support your local Fire Department, it will save you money and may save your life!


Fire Department Class Rate Versus Insurance Premium Costs

Rating

Annual Premium Cost based on Home Value

 

$100,000

$150,000

$200,000

$250,000

$300,000

$350,000

$400,000

$500,000

10

894

1358

1856

2341

2826

3311

3844

4918

9

806

1224

1674

2112

2549

2986

3468

4436

7

430

652

892

1125

1359

1592

1848

2365

6

399

607

829

1046

1262

1479

1717

2196

5

373

566

774

976

1179

1380

1603

2051

Home owner's rates do not decrease below 5.

Chaseburg Rod & Gun Club Fish Fry

5 – 8:30 p.m. 
All You Can Eat

January 14
February 11
March 11

 Thanks!

 The Stoddard Lions recently purchased a 25 foot freezer for the food pantry in Stoddard.  The freezer will be used to keep 1100 pounds of venison that has been donated and processed at the Chaseburg locker.  The Stoddard food pantry is a joint effort between the Methodist  and St. Matthews churches.



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